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    Insurance News

    Why roadworthiness checks are an insurance issue for truck operators
    Why roadworthiness checks are an insurance issue for truck operators
    20 Aug 2026: Paige Estritori
    Recent transport industry coverage has again highlighted regulator attention on heavy vehicle roadworthiness, with roadside checks, defect management and maintenance systems remaining central safety themes for Australian operators. For trucking businesses, the message is not limited to avoiding fines or delays. Roadworthiness can also influence how insurers view risk, how smoothly a claim progresses and whether policy conditions have been met after an incident. - read more
    Silica Safety Scrutiny Raises Fresh Cover Questions for Tradies
    Silica Safety Scrutiny Raises Fresh Cover Questions for Tradies
    20 Aug 2026: Paige Estritori
    Australia’s engineered stone ban and continuing regulator focus on silica exposure are more than a workplace safety issue for builders, renovators, tilers, stonemasons, plumbers, electricians and demolition contractors. They also create a practical insurance checkpoint for any trade business that cuts, drills, grinds, removes or works around dust-generating materials. - read more
    Rising Repair Costs Put Fresh Pressure on Truck Operators
    Rising Repair Costs Put Fresh Pressure on Truck Operators
    20 Aug 2026: Paige Estritori
    Fresh motor insurance commentary across the Australian market is again pointing to a practical issue truck operators know well: repairing vehicles is becoming more complex, more expensive and, in some cases, slower. For heavy vehicle businesses, this is not just a workshop problem. It can influence claim outcomes, renewal pricing, excess settings and the amount of time a truck is off the road after an incident. - read more
    Why Claims Disputes Should Prompt a Farm Insurance Review
    Why Claims Disputes Should Prompt a Farm Insurance Review
    19 Aug 2026: Paige Estritori
    Recent complaints data from the Australian Financial Complaints Authority has again highlighted a pressure point that matters to rural Australia: insurance claims can become difficult when expectations, policy wording and evidence do not line up. While the figures cover the wider insurance market rather than farms alone, the themes are highly relevant for agricultural businesses dealing with storm damage, fire losses, machinery failures, fencing repairs or interrupted operations. - read more
    Compensation Rules Put Professional Indemnity Cover Back in Focus
    Compensation Rules Put Professional Indemnity Cover Back in Focus
    19 Aug 2026: Paige Estritori
    Fresh industry attention on ASIC's expectations for compensation arrangements is a timely reminder that professional indemnity insurance should not be treated as a once-a-year renewal task. For Australian professionals who provide advice, compliance support, financial services, consulting, design, technology or outsourced business services, the adequacy of cover depends on how closely the policy matches the work actually being performed. - read more
    Health Insurance Articles

    Is Private Health Insurance Worth It in Australia?
    Is Private Health Insurance Worth It in Australia?
    Private health insurance can add choice, flexibility and extra cover beyond Medicare, but whether it is worth the cost depends on your healthcare needs, budget and the type of policy you choose. - read more
    How switching health funds works in Australia
    How switching health funds works in Australia
    Switching health funds in Australia can be straightforward, but it is worth understanding portability, waiting periods, cancellation timing and what to check before changing private health cover. - read more
    Don't Fall for These Health Insurance Misconceptions
    Don't Fall for These Health Insurance Misconceptions
    Private health insurance is an essential consideration for many Australians. It provides peace of mind, knowing that you and your family have access to the best possible healthcare when needed. - read more
    Private health insurance rebate, Lifetime Health Cover and Medicare Levy Surcharge explained
    Private health insurance rebate, Lifetime Health Cover and Medicare Levy Surcharge explained
    The private health insurance rebate, Lifetime Health Cover loading and Medicare Levy Surcharge can all affect what Australians pay for private health cover. This guide explains how each rule works, how they interact, and what to check before choosing or reviewing a policy. - read more
    Demystifying Individual Coverage: Your Guide to Personal Health Insurance in Australia
    Demystifying Individual Coverage: Your Guide to Personal Health Insurance in Australia
    In the realm of securing one’s health and wellbeing, navigating the Australian health insurance landscape can be as critical as the care received. It stands as a complex tapestry, woven with policies, premiums, and government incentives, affecting individuals and families nationwide. - read more

    Knowledgebase
    Insurance Deductible:
    That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.