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    Insurance News

    What Allianz’s Farm Pack Refresh Means for Rural Businesses
    What Allianz’s Farm Pack Refresh Means for Rural Businesses
    21 Jul 2026: Paige Estritori
    Allianz Australia has refreshed its Farm Pack insurance, launching the updated product on 20 July 2026 through its Allianz Alive digital broker platform. For rural businesses, hobby farmers and agricultural operators, the move is a useful reminder that policy wording and definitions can be just as important as headline premium prices. - read more
    Why Retailers Should Recheck Their Insurance Before the Next Claim
    Why Retailers Should Recheck Their Insurance Before the Next Claim
    21 Jul 2026: Paige Estritori
    Fresh reporting on Australian SME insurance trends has put underinsurance back in the spotlight, with recent Vero SME Insurance Index findings indicating that close to one in ten small and medium-sized businesses believe their current cover is inadequate. For retailers, cafés, convenience stores, boutiques and other shopfront operators, that figure should prompt a practical question: would your policy still match the real cost of replacing stock, repairing premises and keeping the business alive after a disruption? - read more
    Financial Pressure Sharpens the Case for Practical Office Cover
    Financial Pressure Sharpens the Case for Practical Office Cover
    21 Jul 2026: Paige Estritori
    Fresh small business research has put numbers around what many Australian operators have been feeling for some time: the pressure of keeping a business running is not just commercial, but personal. The latest BizCover small business survey, reported by SmartCompany, found financial stress remains widespread among respondents, alongside long hours, limited breaks and ongoing concerns about whether the business remains sustainable. - read more
    Why easier access to advice matters when choosing life insurance
    Why easier access to advice matters when choosing life insurance
    21 Jul 2026: Paige Estritori
    A recent Good Returns TV discussion with Financial Markets Authority Director of Deposit Taking, Insurance and Advice Michael Hewes has renewed attention on a practical issue for New Zealand households: too many people still find financial advice hard to access, hard to understand, or too time-consuming to begin. - read more
    What NZ’s snow injury surge says about protecting your pay
    What NZ’s snow injury surge says about protecting your pay
    21 Jul 2026: Paige Estritori
    New Zealand’s winter injury data is a timely reminder that a day off can become a financial event very quickly. Insurance Business has reported that snow sports injury claims reached a five-year high, with ACC accepting 8,309 skiing claims at a cost of $32 million and 5,425 snowboarding claims at a cost of $14 million for 2025. For households that rely on regular wages, the issue is not only the medical bill. It is the income interruption that can follow. - read more
    Health Insurance Articles

    Unlocking Affordable Health Insurance: Tips to Reduce Your Premiums
    Unlocking Affordable Health Insurance: Tips to Reduce Your Premiums
    The current health insurance landscape in Australia can be quite confusing for many people. With numerous options available, it’s not always clear which to choose to balance your budget with your needs. Premiums are on the rise, and Australians are becoming increasingly concerned about the costs of maintaining adequate coverage. - read more
    Demystifying Individual Coverage: Your Guide to Personal Health Insurance in Australia
    Demystifying Individual Coverage: Your Guide to Personal Health Insurance in Australia
    In the realm of securing one’s health and wellbeing, navigating the Australian health insurance landscape can be as critical as the care received. It stands as a complex tapestry, woven with policies, premiums, and government incentives, affecting individuals and families nationwide. - read more
    Top 10 Tips to Find Affordable Health Insurance in Australia
    Top 10 Tips to Find Affordable Health Insurance in Australia
    Finding affordable health insurance can be a daunting task, particularly in a landscape as diverse as Australia’s. With a myriad of options available, it's crucial to understand the financial support mechanisms in place that can ease the burden of healthcare costs. One such mechanism is the health fund rebate, a key feature of the Australian health insurance system designed to make healthcare more accessible. - read more
    Keeping Your Family Protected: The Importance of Adequate Health Insurance Coverage
    Keeping Your Family Protected: The Importance of Adequate Health Insurance Coverage
    The modern Australian family faces a dynamic and ever-evolving set of health needs, with access to quality healthcare remaining a cornerstone of managing our wellbeing. As these needs shift through the different stages of life, the assurance of having a safety net in place can provide unparalleled peace of mind. It's this sense of security that makes adequate health insurance coverage indispensable in today's fast-paced society. - read more
    Understanding the Basics of Australian Health Insurance
    Understanding the Basics of Australian Health Insurance
    Health insurance is a critical part of maintaining your well-being and financial stability. In Australia, understanding the basics of health insurance can help you make informed decisions that protect you during unforeseen medical events. - read more

    Knowledgebase
    Insurance Deductible:
    That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.