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Insurance News
Year: Month:

Why steadier insurer results still call for a cover review Why steadier insurer results still call for a cover review
08 Sep 2026: Paige Estritori

APRA’s latest general insurance data suggests the Australian insurance sector is operating on a steadier footing, with industry results supported by firmer underwriting discipline, investment returns and ongoing attention to capital strength. For consultants, that is broadly positive news: a healthier insurance market can help maintain capacity and give buyers more room to discuss cover options at renewal. - read more
Falls From Height Are Back in Focus for Construction Risk Falls From Height Are Back in Focus for Construction Risk
08 Sep 2026: Paige Estritori

Renewed regulatory and industry attention on falls from height is a timely warning for Australian builders, subcontractors and project managers. While falls are usually discussed as a work health and safety issue first, they also sit squarely inside the insurance conversation because a serious incident can trigger workers compensation claims, public liability exposure, contractual disputes, investigation costs and reputational damage. - read more
Why Strong Insurer Results May Not Ease Freelance Premiums Why Strong Insurer Results May Not Ease Freelance Premiums
08 Sep 2026: Paige Estritori

Recent general insurance results point to a sector that is in better financial shape than it was during the most intense period of claims inflation, severe weather losses and investment market volatility. Industry reporting on APRA data indicates that premium increases, stronger investment returns and more disciplined underwriting have helped Australian insurers rebuild margins, even as natural hazard risk and repair costs remain persistent pressure points. - read more
What New Safety Guidance Means for Personal Trainers What New Safety Guidance Means for Personal Trainers
08 Sep 2026: Paige Estritori

Recent fitness sector guidance has again put safe service delivery in the spotlight for personal trainers, particularly as more Australians mix gym-based sessions with outdoor training, small-group classes, online coaching and higher-intensity programmes. The message for exercise professionals is practical rather than alarmist: when client needs are more varied, the systems behind each session matter just as much as the workout itself. - read more
New Operational Risk Expectations Put Insurer Reliability in Focus New Operational Risk Expectations Put Insurer Reliability in Focus
08 Sep 2026: Paige Estritori

APRA’s operational risk standard, CPS 230, has shifted from a regulatory project into a practical benchmark for banks, insurers and superannuation trustees. For insurance customers, the change is not just about compliance language. It goes to whether an insurer can keep essential services running when technology fails, a supplier breaks down, a cyber incident occurs or a major weather event drives a surge in claims. - read more
Why the Life Insurance Advice Gap Matters for Households Why the Life Insurance Advice Gap Matters for Households
08 Sep 2026: Paige Estritori

Australia’s life insurance advice gap is again drawing attention, with fresh industry discussion pointing to a practical problem for households: many people are expected to make long-term protection decisions without enough tailored guidance. For families juggling mortgages, dependants, cost-of-living pressure and changing work patterns, that can make life cover feel both essential and difficult to assess. - read more
Why Rental Energy Upgrades Should Prompt an Insurance Review Why Rental Energy Upgrades Should Prompt an Insurance Review
08 Sep 2026: Paige Estritori

Recent rental market reporting has again drawn attention to energy-efficiency expectations for Australian rental homes, including jurisdictions where insulation, heating, cooling or broader minimum standards are becoming a more active compliance issue. For landlords, the story is not only about improving comfort for tenants or meeting legal obligations. It is also a reminder that upgrades can change the risk profile of an investment property, particularly where tradespeople, temporary vacancies, older buildings or electrical work are involved. - read more
Why Tight Rental Conditions Matter for Landlord Risk Why Tight Rental Conditions Matter for Landlord Risk
08 Sep 2026: Paige Estritori

Fresh rental market reporting continues to point to limited vacancy and strong tenant demand across many parts of Australia. For landlords, that may sound like welcome news: shorter vacancy periods, faster leasing and the potential for firmer rental income. But from an insurance perspective, a tight market should not be read only as a cashflow advantage. It also changes the assumptions behind risk planning. - read more
What latest claims figures mean for New Zealand families What latest claims figures mean for New Zealand families
08 Sep 2026: Paige Estritori

Fresh attention on New Zealand life insurance claims is a timely reminder that personal cover is not just another household subscription. Behind every accepted life, trauma, disability or income protection claim is a family dealing with illness, bereavement, lost income or debt pressure. The industry’s latest claims picture reinforces a simple point: cover can be valuable, but only when the amount, policy type and ownership structure still match the household’s real financial exposure. - read more
Why ACC Changes Should Prompt a Fresh Look at Your Income Backup Why ACC Changes Should Prompt a Fresh Look at Your Income Backup
08 Sep 2026: Paige Estritori

Recent reporting on ACC levy settings is a timely reminder for New Zealand workers: the safety net many households rely on is important, but it is not the same as a personal income protection plan. ACC can provide support after eligible accidents, and levy changes affect employees, employers and self-employed people in different ways. - read more
Why Budget Pressure Should Trigger an Income Protection Review Why Budget Pressure Should Trigger an Income Protection Review
08 Sep 2026: Paige Estritori

New Zealand households are still looking for ways to ease pressure on weekly budgets, and insurance premiums are an obvious place many people look first. Recent financial services commentary has again highlighted a familiar pattern: when living costs rise, some customers reduce benefits, extend waiting periods, remove optional cover or cancel policies altogether. For Income Protection Insurance, those decisions can have consequences that are not always visible until illness or injury interrupts work. - read more
Why Claims Delays Are a Wake-Up Call for Truck Operators Why Claims Delays Are a Wake-Up Call for Truck Operators
03 Sep 2026: Paige Estritori

Fresh industry reporting on insurance dispute volumes has again put claim handling under the microscope, with delays, communication gaps and disagreements over policy response continuing to frustrate policyholders. For transport businesses, the issue is especially important because a commercial vehicle claim is rarely just about repairing metal. A grounded truck can interrupt contracts, leave freight undelivered and place immediate pressure on cash flow. - read more
Why Severe Weather Should Trigger an Insurance Check for Tradies Why Severe Weather Should Trigger an Insurance Check for Tradies
03 Sep 2026: Paige Estritori

Renewed insurance industry warnings about severe weather are a practical reminder for Australian tradespeople: storm risk is not limited to damaged homes and flooded streets. It can also affect tools in a ute, materials stored on site, unfinished work, temporary fencing, scaffolding, electrical gear, excavation areas and client property surrounding a job. - read more
Why Advice Reform Could Help Australians Understand Their Income Cover Why Advice Reform Could Help Australians Understand Their Income Cover
03 Sep 2026: Paige Estritori

Australia’s financial advice reform debate has moved back into the spotlight, with life insurers and advice groups continuing to argue that many people need simpler, more affordable help to understand the insurance they already hold. For income insurance customers, the issue is practical: cover can look straightforward on a statement, but the detail often sits in definitions, waiting periods, offsets, exclusions and claim conditions. - read more
What electric truck uptake means for your cover What electric truck uptake means for your cover
03 Sep 2026: Paige Estritori

Recent fleet and transport industry coverage has again highlighted faster movement toward battery-electric and lower-emissions heavy vehicles in Australia, with truck makers, councils, logistics operators and specialist fleets moving beyond short demonstration runs. For truck operators, the insurance question is not simply whether electric trucks are better or worse than diesel. The practical issue is whether the policy reflects a different asset profile, different repair pathway and different downtime risk. - read more
Why Repair Bottlenecks Matter for Farm Insurance Claims Why Repair Bottlenecks Matter for Farm Insurance Claims
02 Sep 2026: Paige Estritori

Fresh industry concern about repair delays after severe weather is highly relevant for Australian farms, where a damaged shed, washed-out access track or unavailable part can quickly interrupt day-to-day operations. While the wider insurance discussion often focuses on homes and commercial buildings, the same pressure points can be even more complex on rural properties because assets are spread out, specialist equipment is involved and local contractor availability may be limited. - read more
ASIC Claims Scrutiny Highlights What Income Protection Customers Should Check ASIC Claims Scrutiny Highlights What Income Protection Customers Should Check
02 Sep 2026: Paige Estritori

Recent regulatory attention on life insurance claims handling has again highlighted a practical issue for Australians who rely on income protection insurance: the value of cover is tested most clearly when a person is too unwell or injured to keep earning. While the industry has been working to improve service standards, the latest scrutiny reinforces that delays, unclear requests for information and poor communication can make an already stressful period harder for claimants. - read more
Client Distress Is Becoming a Professional Liability Trigger Client Distress Is Becoming a Professional Liability Trigger
02 Sep 2026: Paige Estritori

Fresh small business finance reporting has put insolvency and cash-flow pressure back near the top of the risk agenda. While headlines often focus on company failures, tax debt, late payments and tighter household spending, the professional risk message is broader: when clients are under financial strain, expectations harden and disputes can escalate quickly. - read more
Broker Code Changes Keep Insurance Transparency in Focus Broker Code Changes Keep Insurance Transparency in Focus
02 Sep 2026: Paige Estritori

Australia’s insurance broking sector is continuing to sharpen its focus on transparency, service standards and conflict management as work progresses on an updated Insurance Brokers Code of Practice. For real estate agencies, this is more than an industry governance issue. It goes directly to how agency owners understand their cover, compare options, assess exclusions and respond when a claim needs to be lodged quickly. - read more
Scooter Accidents Put Travel Insurance Fine Print Back in Focus Scooter Accidents Put Travel Insurance Fine Print Back in Focus
02 Sep 2026: Paige Estritori

Recent consumer attention on scooter and moped accidents overseas has highlighted a travel risk many Australians underestimate until something goes wrong. Hiring a scooter in Bali, Thailand, Vietnam or parts of Europe can feel like a simple holiday convenience, but insurers may treat it very differently from catching a taxi or joining a tour. - read more
What Global Marine Risk Trends Mean for Australian Boat Owners What Global Marine Risk Trends Mean for Australian Boat Owners
02 Sep 2026: Paige Estritori

Fresh global marine risk reporting has again highlighted a useful contrast for Australian boat owners: major vessel losses may be improving over the long term, but the risks that drive insurance claims are becoming more complex. - read more
Disaster Resilience Debate Puts SME Cover Back in Focus Disaster Resilience Debate Puts SME Cover Back in Focus
02 Sep 2026: Paige Estritori

Fresh industry attention on disaster resilience is a timely reminder that Australian small and medium businesses cannot treat severe weather as an occasional inconvenience. The message emerging from the insurance sector is increasingly consistent: premiums, availability of cover and claims outcomes are being shaped not only by what a business owns, but by where it operates, how exposed it is, and what practical risk controls are in place. - read more
What NSW Insurance Levy Reform Means for Business Cover What NSW Insurance Levy Reform Means for Business Cover
02 Sep 2026: Paige Estritori

New South Wales’ move to shift emergency services funding away from insurance premiums has put business insurance affordability back in the spotlight. For small business owners, tradies, hospitality operators and event organisers, the change is welcome in principle: levies and taxes can add noticeably to the total cost of holding cover, especially when several policies are bundled together. - read more
What NSW Levy Reform Could Mean for Transport Operators What NSW Levy Reform Could Mean for Transport Operators
02 Sep 2026: Paige Estritori

Renewed movement on New South Wales emergency services levy reform is worth watching for transport businesses, even if the direct effect on truck insurance may not be immediate or uniform. The broader issue is affordability: when statutory charges are loaded onto insurance, they can influence whether businesses buy adequate cover, reduce limits, or leave parts of their operation exposed. - read more
Why Insurance Pricing Checks Matter for Trade Renewals Why Insurance Pricing Checks Matter for Trade Renewals
02 Sep 2026: Paige Estritori

ASIC’s continuing focus on insurance pricing has delivered another reminder that renewal documents deserve close attention, especially for tradies managing several policies across their business. Recent regulatory action against an insurer over alleged pricing and discount failures reinforces a practical point: the final premium shown on a renewal notice may not always tell the full story about how that amount was calculated. - read more
Why Battery Fire Risk Belongs on the Salon Insurance Checklist Why Battery Fire Risk Belongs on the Salon Insurance Checklist
02 Sep 2026: Paige Estritori

Recent Australian insurance and small business risk commentary has again highlighted lithium-ion battery fires as a practical hazard for workplaces that rely on rechargeable equipment. For beauty salons, skin clinics, nail studios and mobile beauticians, the issue is not limited to obvious items such as laptops or phones. Many everyday tools, including cordless clippers, LED devices, payment terminals, tablets, portable speakers, torches and cleaning equipment, may depend on rechargeable batteries. - read more
Why Insurance Affordability Remains a Practical Issue for Tradies Why Insurance Affordability Remains a Practical Issue for Tradies
02 Sep 2026: Paige Estritori

Recent insurance industry commentary has again highlighted the affordability challenge facing Australian policyholders, with premium pressure linked to natural hazard exposure, higher repair costs, reinsurance conditions, claims inflation and state-based charges. While much of the public debate focuses on households, the same forces can flow through to small trade businesses that rely on public liability, tools, vehicles, workshop contents and income-related cover to keep operating. - read more
What the Latest Cyclone Pool Signals Mean for Strata Renewals What the Latest Cyclone Pool Signals Mean for Strata Renewals
02 Sep 2026: Paige Estritori

The latest industry attention on Australia’s Cyclone Reinsurance Pool is a useful reminder that affordability reform is only one part of the strata insurance equation. The pool was designed to reduce the cost pressure created by cyclone risk, particularly across northern Australia, where residential strata schemes can face difficult renewal conditions because of wind, rain, storm surge and ageing building infrastructure. - read more
Why Insurance Tax Reform Is Back on the Strata Agenda Why Insurance Tax Reform Is Back on the Strata Agenda
02 Sep 2026: Paige Estritori

The latest affordability push from Australia’s insurance industry has put state-based insurance taxes back in the spotlight, with renewed attention on how levies and duties can add to the cost of cover before a building’s individual risk profile is even assessed. For strata communities, that debate matters because premiums are usually paid collectively, then passed through to owners via levies. - read more
Advice Reform Sharpens the Focus on Workplace Life Insurance Advice Reform Sharpens the Focus on Workplace Life Insurance
02 Sep 2026: Paige Estritori

Australia’s debate over financial advice reform has entered a practical phase, with renewed industry attention on how life insurers, superannuation funds and employers can give people more useful guidance without crossing into unsuitable or conflicted advice. For corporate buyers, this is not a technical policy argument. It affects whether staff understand their default group cover, whether executives receive appropriate protection, and whether families can rely on a benefit when something goes wrong. - read more
Cyclone Insurance Review Puts Northern Tradie Risks in Focus Cyclone Insurance Review Puts Northern Tradie Risks in Focus
02 Sep 2026: Paige Estritori

A fresh review of Australia’s cyclone reinsurance pool has put insurance access and affordability back in the spotlight for communities and small businesses across northern Australia. The pool was designed to reduce pressure on premiums for cyclone and cyclone-related flood damage by giving insurers access to government-backed reinsurance. - read more
Automation Is Changing Life Cover Decisions Automation Is Changing Life Cover Decisions
02 Sep 2026: Paige Estritori

Recent industry reporting has put renewed attention on how artificial intelligence and automated decision-making are being used across insurance. For life insurance customers, the issue is not whether technology is good or bad. It is whether faster systems are being used in ways that remain fair, explainable and properly supervised. - read more
Why Tax Purpose Matters When Structuring Business Life Insurance Why Tax Purpose Matters When Structuring Business Life Insurance
02 Sep 2026: Paige Estritori

Tax treatment of business-owned life insurance is again attracting attention as accountants and advisers work through year-end planning with SME clients. The central message is not new, but it remains widely misunderstood: business life insurance is not treated as one simple tax category. The purpose of the cover, who owns the policy and how any claim proceeds are intended to be used can all affect the outcome. - read more
Advice Reform Debate Puts Key Person Cover in Focus Advice Reform Debate Puts Key Person Cover in Focus
02 Sep 2026: Paige Estritori

Australia’s life insurance sector is again focusing on the advice gap, with industry bodies and policy participants continuing to press for reforms that could make practical insurance guidance easier for consumers and businesses to access. The debate sits within the Federal Government’s broader financial advice reform agenda and is particularly relevant for business owners who need cover that is both affordable and properly structured. - read more
Why underinsurance warnings matter for businesses with key people Why underinsurance warnings matter for businesses with key people
02 Sep 2026: Paige Estritori

Recent industry reporting has again put Australia’s life insurance protection gap in the spotlight, with the life insurance sector warning that too many households and businesses remain exposed if illness, injury or death removes a major income source. While much of the public discussion focuses on families, the same issue applies to companies that depend heavily on a founder, director, rainmaker or technical specialist. - read more
Why premium pressure should prompt a smarter life insurance review Why premium pressure should prompt a smarter life insurance review
02 Sep 2026: Paige Estritori

Recent consumer finance reporting has again highlighted a familiar pressure point for Australians: household and business budgets are being stretched, and insurance premiums are increasingly coming under review. For life insurance customers, that does not always mean cancelling cover. It should mean checking whether the policy still matches the risk it was bought to manage. - read more
What Stronger Genetic Test Protections Mean for Life Insurance Applicants What Stronger Genetic Test Protections Mean for Life Insurance Applicants
02 Sep 2026: Paige Estritori

Australians considering life insurance are set to receive stronger protection around the use of predictive genetic test results, in a reform designed to reduce one of the more difficult barriers to seeking cover. The change is aimed at stopping life insurers from declining applications, loading premiums or applying exclusions solely because an applicant has an adverse predictive genetic test result. - read more
Electronic Livestock Tags Put Farm Records Under the Spotlight Electronic Livestock Tags Put Farm Records Under the Spotlight
02 Sep 2026: Paige Estritori

Australia’s sheep and goat electronic identification rollout is moving from policy discussion into everyday farm management, and its insurance implications should not be overlooked. Recent rural reporting has highlighted the practical work now facing producers, agents, processors and saleyards as the industry shifts towards stronger individual animal traceability. - read more
What NSW insurance levy reform could mean for small businesses What NSW insurance levy reform could mean for small businesses
02 Sep 2026: Paige Estritori

Renewed industry focus on reforming the New South Wales emergency services levy is a welcome development for many small and medium-sized businesses that have watched insurance costs absorb a growing share of operating budgets. The levy, which is charged through many insurance premiums, has long been criticised because it can make cover more expensive precisely for the businesses that choose to insure properly. - read more
Why Battery Fire Risk Belongs in Your Next Shop Insurance Review Why Battery Fire Risk Belongs in Your Next Shop Insurance Review
02 Sep 2026: Paige Estritori

Lithium-ion battery risk is moving from a niche safety issue to a practical insurance concern for Australian retailers. As more shops sell, store, repair or use rechargeable devices, insurers are paying closer attention to how battery-related fire exposure is managed. For small retailers, the issue is not limited to e-bike stores or electronics outlets. Batteries can sit inside scanners, payment terminals, display products, toys, mobility devices, power tools, laptops and customer repair items. - read more
Claims Handling Scrutiny Is a Timely Prompt for Office-Based SMEs Claims Handling Scrutiny Is a Timely Prompt for Office-Based SMEs
02 Sep 2026: Paige Estritori

Fresh industry reporting on general insurance conduct has put claims handling back under the microscope, with recurring concerns around communication, assessment timeframes and the way policy decisions are explained. For office-based small and medium businesses, this is more than a consumer service issue. A delayed or disputed claim can quickly affect cash flow, client delivery, staff confidence and the ability to keep operating after an insured event. - read more
Mouse Activity Is a Timely Prompt to Check Farm Risk Mouse Activity Is a Timely Prompt to Check Farm Risk
01 Sep 2026: Paige Estritori

Recent rural reporting has pointed to renewed mouse activity across parts of the grain belt, with growers being urged to monitor paddocks, sheds and stored grain as seasonal conditions become more favourable for breeding. For many producers, the immediate concern is practical: protecting emerging crops, keeping grain storage secure and acting early before damage becomes expensive or difficult to contain. - read more
Why Health Data Breach Trends Should Prompt an Insurance Check Why Health Data Breach Trends Should Prompt an Insurance Check
01 Sep 2026: Paige Estritori

The latest Australian privacy breach reporting reinforces a message allied health practices cannot afford to treat as background noise: healthcare data remains highly attractive, highly sensitive and operationally difficult to protect. Even smaller clinics now hold information that can include medical histories, Medicare details, referrals, treatment notes, payment records and identity documents. When that information is exposed, the consequences can move quickly from an IT problem to a regulatory, reputational and insurance issue. - read more
Severe Weather Prep Moves Up the Agenda for Fitness Operators Severe Weather Prep Moves Up the Agenda for Fitness Operators
01 Sep 2026: Paige Estritori

Recent insurance industry warnings about storm, flood and bushfire exposure are a timely reminder for Australian fitness businesses to check whether their cover still matches the way they operate. For gyms, boutique studios, personal trainers and instructors using hired venues, severe weather is not only a property issue. It can interrupt classes, damage equipment, affect access to premises and create safety obligations for clients and staff. - read more
Disaster Resilience Debate Puts Home Service Insurance Back in Focus Disaster Resilience Debate Puts Home Service Insurance Back in Focus
01 Sep 2026: Paige Estritori

Fresh insurance industry attention on disaster resilience is a timely reminder that severe weather is not only a household issue. For Australian home service operators, storms, floods, bushfires and extended power outages can interrupt work quickly, even when the business itself is small, mobile or run from home. - read more
Why climate disclosure rules should prompt a cover check Why climate disclosure rules should prompt a cover check
01 Sep 2026: Paige Estritori

Australia’s mandatory climate-related financial disclosure regime is moving from policy discussion into practical reporting, and consultants who support sustainability, governance, risk, data, finance or transformation projects should pay close attention. The rules initially apply to larger entities, but their impact is likely to spread through procurement, due diligence and supply chain expectations. - read more
Why Slower Building Approvals Can Become an Insurance Issue Why Slower Building Approvals Can Become an Insurance Issue
01 Sep 2026: Paige Estritori

Australia’s latest building approvals commentary has again highlighted a difficult reality for the construction sector: the national housing task is ambitious, but the project pipeline remains uneven. Industry groups have pointed to approvals volatility, planning delays and capacity constraints as continuing barriers to lifting housing supply at the pace governments want. - read more
Why NSW Levy Reform Matters for Personal Trainers Why NSW Levy Reform Matters for Personal Trainers
01 Sep 2026: Paige Estritori

NSW’s move to redesign the way emergency services are funded has put business insurance affordability back in focus. For personal trainers, bootcamp operators and small studio owners, the issue is more practical than political: when statutory charges are added to premiums, cover can become harder to maintain at the level a growing fitness business actually needs. - read more
Cyclone Reinsurance Pool Puts Cover Affordability Back in Focus Cyclone Reinsurance Pool Puts Cover Affordability Back in Focus
01 Sep 2026: Paige Estritori

The latest monitoring of Australia’s cyclone reinsurance pool has again highlighted a key reality for households and small businesses in cyclone-exposed regions: government-backed premium relief can help, but it does not remove the need to check whether cover is suitable, affordable and realistically sized for the risk. - read more
What Fresh Claims Data Says About the Value of Life Insurance What Fresh Claims Data Says About the Value of Life Insurance
01 Sep 2026: Paige Estritori

Fresh industry claims data has put a timely spotlight on the role life insurance continues to play for Australian families, workers and business owners. While premiums and affordability often dominate the conversation, the latest sector snapshot is a reminder that life cover is ultimately tested at claim time, when a death, serious illness, disability or extended inability to work can quickly become a financial shock. - read more
Why changing rental rules should trigger an insurance check Why changing rental rules should trigger an insurance check
01 Sep 2026: Paige Estritori

Recent rental market coverage has again highlighted how state-based tenancy reforms are changing the operating environment for Australian landlords. In New South Wales, reforms affecting termination grounds, pets, rent payments and tenant protections are a reminder that rental property risk is no longer only about market vacancy rates or weekly rent growth. It is also about how confidently a landlord can manage compliance, document decisions and respond when something goes wrong. - read more
What Rising Insurance Disputes Mean for Rental Property Owners What Rising Insurance Disputes Mean for Rental Property Owners
01 Sep 2026: Paige Estritori

Fresh reporting on financial dispute trends has put insurance claims handling back in focus, with the Australian Financial Complaints Authority continuing to see a high volume of general insurance complaints. For landlords, the lesson is practical rather than abstract: a policy is only as useful as the evidence, limits and wording that support a claim. - read more
Why cutting life cover needs more than a quick budget decision Why cutting life cover needs more than a quick budget decision
01 Sep 2026: Paige Estritori

Recent industry reporting on household insurance affordability has put the spotlight back on a growing risk for New Zealand families: underinsurance. As mortgage costs, food bills and other living expenses remain front of mind, some households are reassessing personal insurance and looking for ways to reduce monthly outgoings. That is understandable, but life cover is one area where a quick cut can create a long-term problem. - read more
Why cutting cover can cost more than it saves Why cutting cover can cost more than it saves
01 Sep 2026: Paige Estritori

Recent insurance industry discussion has again pointed to a familiar household dilemma: when everyday costs rise, insurance premiums can look like an obvious place to save. For New Zealand workers, that decision deserves careful thought. Trimming a policy may free up cash today, but removing income protection altogether can leave a much larger gap if illness or injury suddenly stops wages, contracting income or business drawings. - read more
Why Stronger Insurer Supervision Matters for Your Income Why Stronger Insurer Supervision Matters for Your Income
01 Sep 2026: Paige Estritori

The Reserve Bank’s continuing work on insurance supervision reform is a reminder that personal cover is not only about choosing the right benefit amount or premium. For New Zealanders who rely on Income Protection Insurance, the strength and oversight of the insurer behind the policy can matter just as much as the wording in the brochure. - read more
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