Health Insurance Online :: Home

Compare Private Health Insurance Options In Australia

Health Insurance Online is a free public health insurance comparison and broker-matching service for private health insurance in Australia. We connect you with specialist brokers from around the country who can provide health insurance quotes and help you compare health insurance plans. Simply submit a single quote request via this website to compare premiums and policy features from participating providers and explore affordable health insurance options that may suit you.

Find the right cover at competitive rates!

Your free Heatlth insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Health Insurance

Health insurance helps individuals and families manage the financial impact of unexpected hospital, medical and ancillary expenses.

Health insurance cover can include hospital cover, extras cover, or a combination of both, depending on your needs and budget.

>> Start here >>

Competitive Rates

Simply complete our short online quote form for access to competitive health insurance quotes from participating brokers across Australia.

>> Start here >>

Compare Options

Health insurance policy conditions and inclusions can vary significantly between insurers, so it is important to compare health insurance plans carefully and seek advice before choosing cover to meet your needs.

>> Start here >>

Multiple Insurers

Health insurance is available through many financial institutions and specialist brokers offering private health cover in Australia.

Because health insurance is a specialist area, it is usually best to work with a licensed broker who focuses on health insurance and can explain the differences between policies for you.

>> Start here >>

Personal Advice

Health Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

>> Free Quote >>

Broker Matching

A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your health insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

>> Find a Broker >>

Insurance News

Cover-More and Aon Forge New Travel Insurance Partnership in Australia
Cover-More and Aon Forge New Travel Insurance Partnership in Australia
29 Apr 2026: Paige Estritori
In a significant development for the Australian travel insurance market, Cover-More, a subsidiary of Zurich's Cover-More Group, has entered into a strategic partnership with global brokerage firm Aon. This collaboration designates Cover-More as the exclusive provider of travel insurance products to Aon's Australian retail customers and employees. - read more
ATIA Intensifies Efforts to Secure Permanent Travel Insurance Sales Rights
ATIA Intensifies Efforts to Secure Permanent Travel Insurance Sales Rights
29 Apr 2026: Paige Estritori
The Australian Travel Industry Association (ATIA) is actively campaigning to secure the permanent right for travel agents, tour operators, and accredited travel businesses to sell travel insurance at the time of booking. This initiative follows an exemption granted in 2021, which is set to expire in October 2026. - read more
SCTI Highlights Increase in Domestic Travel Insurance Claims and Coverage Gaps
SCTI Highlights Increase in Domestic Travel Insurance Claims and Coverage Gaps
29 Apr 2026: Paige Estritori
Southern Cross Travel Insurance (SCTI) has reported a significant increase in domestic travel insurance claims, shedding light on the existing coverage gaps among Australian travellers. In the first eight and a half months of 2025, SCTI settled over $240,000 in claims related to local and interstate trips. - read more
Navigating Premium Affordability and Cybersecurity: Key Challenges for Australian Insurers in 2026
Navigating Premium Affordability and Cybersecurity: Key Challenges for Australian Insurers in 2026
29 Apr 2026: Paige Estritori
In 2026, Australian insurers are grappling with significant challenges, notably premium affordability and cybersecurity threats. Gallagher Bassett's annual industry survey sheds light on these pressing issues, revealing a shift in insurer priorities amid evolving market dynamics. - read more
Australian Commercial Insurance Rates Experience Significant Decline in Q1 2026
Australian Commercial Insurance Rates Experience Significant Decline in Q1 2026
29 Apr 2026: Paige Estritori
The Australian commercial insurance sector has witnessed a notable 12% decline in rates during the first quarter of 2026, as reported by Marsh's Global Insurance Market Index. This marks the seventh consecutive quarter of rate reductions, reflecting a sustained trend in the market. - read more
Health Insurance Articles

The Ultimate Guide to Comparing Health Insurance Plans in Australia
The Ultimate Guide to Comparing Health Insurance Plans in Australia
Australia is renowned for its iconic landmarks, diverse ecosystems, and robust healthcare system. While the public healthcare system, Medicare, provides essential health services, it might not cover everything. The allure of private health coverage lies in its promise of broader options, reduced wait times, and coverage for services not included in Medicare, like dental and optical care. - read more
Demystifying Individual Coverage: Your Guide to Personal Health Insurance in Australia
Demystifying Individual Coverage: Your Guide to Personal Health Insurance in Australia
In the realm of securing one’s health and wellbeing, navigating the Australian health insurance landscape can be as critical as the care received. It stands as a complex tapestry, woven with policies, premiums, and government incentives, affecting individuals and families nationwide. - read more
5 Tips to Save on Health Cover as an Australian Senior
5 Tips to Save on Health Cover as an Australian Senior
Finding the right health insurance coverage is a critical concern for Australian seniors, who often face the dual challenge of managing chronic health conditions and maintaining financial stability in retirement. As the cost of healthcare continues to rise, the importance of securing an affordable health cover that still meets their needs cannot be overstated. - read more
Smart Strategies to Lower Your Health Insurance Premiums
Smart Strategies to Lower Your Health Insurance Premiums
In today's rapidly changing health insurance landscape in Australia, keeping track of costs and coverage can be daunting. Many Australians find themselves grappling with high premiums that seem to increase year after year. - read more
The Importance of Comparing Health Insurance Extras for Maximum Savings
The Importance of Comparing Health Insurance Extras for Maximum Savings
Health insurance is more than just a precautionary measure; it's a vital component in managing both your health and financial well-being. In Australia, where healthcare costs can quickly escalate, health insurance extras serve as a buffer, ensuring that services like dental, optical, and physiotherapy remain within reach. These extras can significantly reduce the out-of-pocket expenses you might otherwise encounter for non-hospital treatments. - read more

Knowledgebase
Term Life Insurance:
A form of life insurance that is a pure protection policy with no cash or maturity value which lasts for a specific length of time, called a term.